University of Dubuque

UDTS Financial Aid

The purpose of the University of Dubuque Theological Seminary student financial aid is to assist Master of Divinity and Master of Arts in Missional Christianity students in their educational preparation for ministry. This is done by providing appropriate need-based grants, fellowships, and loans to our eligible full-time residential and distance students, as determined by eligibility criteria.

Scholarship GrantsScholarship Opportunities | Procedures for Financial Aid | Financing a Seminary Education | 2013-2014 Costs, Full Time | Refunds | Other Forms of Aid | Employment | Standards of Satisfactory Progress | Appeal Process | Special Circumstances Request Form

Scholarship and Grants

Full-time residential students qualify for need-based tuition grants. Grants are limited to M.Div. and M.A.M.C. students who can provide evidence of endorsement of their studies by their denomination. These grants are subject to availability of funds at the seminary and financial need of the student. Financial Aid is available for no more than six semesters.

Full-time distance students who can demonstrate financial need as well as academic ability and a commitment to the mission of the church of Jesus Christ may also be eligible for grants, subject to availability of funds. Grants are awarded without obligation of repayment, subject to the recipient's maintaining satisfactory progress toward their degree. Standards of satisfactory progress are described below.

Scholarship Opportunities

The University of Dubuque Theological Seminary invites qualified residential student applicants for the Presidential Scholarship, and the Rural/Small Church Ministry Scholarship. Applications are available from the UDTS Admission Office. 

Application Procedures for Financial Aid

To assist the seminary in establishing individual levels of financial need, students seeking financial aid must submit a completed Free Application for Federal Student Aid (FAFSA) in the spring of each year.  The FAFSA can be filed online at

A personal consultation with the Dean of Student Financial Planning is highly recommended. During a consultation the student and the dean work together to ensure that the various components of the student's budget are in proper balance. The seminary is committed to assisting its students in the budgeting process, so they may be freed from anxiety about finances and not unduly burdened by excessive outside employment or indebtedness.

Typical Annual Costs, Full-Time

Students enrolled full-time for the entire 2014-2015 academic year can expect estimated annual costs as follows:

Students ordinarily will not receive tuition grants if they demonstrate a need less than the total cost of tuition.

The remaining need for tuition, as well as living expenses, can typically be met from income in one or all of the following sources: scholarships from denominational bodies or congregations, work-study employment on campus (minimum wage), Supervised Practice of Ministry, and outside employment or federal student loans.


Seminary Costs 2014-2015 Academic Year

Seminary Residential Full-time Tuition



Seminary Distance and P/T Tuition (per credit hour)



Student Fees (Residential yearly)



Student Fees (Distance yearly)





Family Townhouse with utilities
 (3 bedrooms, per month, with one year contract)



Family Townhouse with utilities
 (3 bedrooms, per month)




Other Fees



Application Fee (non-refundable)



Admissions Deposit (non-refundable)



Housing Confirmation (non-refundable)



Graduation Fee (one-time fee: senior year)



Official Transcript Fee (first one free)



Parking Permit (yearly)



Books (estimated)






Misc. Tuition Information



Under 9 credit hours (per hour)



Credit hours above 14 (per hour)



January interim (per hour)*



Audit fee, official (per hour)



Proficiency (per hour)



Off campus summer (per hour** SPM/CPE)






*Under certain conditions, up to three hours of January interim tuition may be waived. This will be the case for residential students who have registered for at least 9 hours in the fall semester and are registered for at least 9 hours in the following spring semester.

**This off-campus summer rate applies to Supervised Practice of Ministry and Clinical Pastoral Education courses (or other such courses) where UDTS facilities and regular faculty are not the primary instructional resource.



Payment of Fees
All semester costs are due and payable at the beginning of each semester, before the student is admitted to classes. Alternatively, a student may make an installment payment contract with the University Business Office, subject to a nominal interest rate. If fees have not been paid in full or an installment payment contract has not been made, a student will not be admitted to classes unless special arrangements have been made with the business office.

General Notes
The cost of books is not covered by fees.

All room and board charges are subject to change. Room contracts become effective on the day before each session begins and terminate on the day after finals are done (with the exception of townhouse and rental apartment leases, whose termination date is specified in the lease). Summer room contracts are available. In the case of withdrawal from residence on campus, room charges will be pro-rated. No refunds will be granted for board charges. Notice of withdrawal from residence must be given in writing to the Housing Office.

Students departing at the end of the fall semester or the January interim term, or entering either at the beginning of the January interim term or of the spring semester, pay the semester room rate.

Audit hours are not counted in calculating the tuition rate. However students who are enrolled for at least 9 credits can audit classes for free as long as the number of credit hours plus audit hours do not exceed 16 hours.

Health Insurance 
The seminary will not be held liable for medical bills incurred by the students. Maintenance of adequate medical insurance coverage is the student's responsibility. 

Presbyterian Church (U.S.A.) students registered with their Presbyteries as Inquirers are eligible to enroll in the medical insurance portion of the denominational benefits plan, provided that they are also enrolled in the seminary on a full-time basis (at least 9 hours per semester).


Tuition Payments
See Schedule of Refunds in the Student Handbook.

Tuition for Modules, Summer, and January Interim Courses
For modules, summer courses or January interim courses, 100% refund will be given if withdrawal occurs before the second meeting of the class. If withdrawal occurs before the course is half over, a 50% refund will be given. No refund will be given if withdrawal occurs after half the scheduled meetings of the class have taken place. All summer courses must be registered and paid for as summer courses.

 Other Forms of Aid

Church Support
Theological education involves not only the student and the seminary but also the student's denomination. We suggest you inquire about financial aid that may be available from your judicatory and local churches.

Outside Scholarships
The guide Outside Sources of Financial Aid, compiled by the Association of Theological Schools and the Presbyterian Church (USA), contains a comprehensive listing of institutions and agencies which provide financial support to students who are pursuing theological education.

Seminary students are able to receive low-interest loans for academic and personal expenses, within the guidelines of each loan program for which they are eligible. Available loan programs include: Stafford Loans (Federal Direct Loans) and denominational loan programs. Repayment for most of these student loan programs does not ordinarily begin until several months after completion of full-time study.

The Financial Planning Office offers information and counseling regarding loan programs. Students may apply for most loan programs through that office. The seminary urges that you approach the subject of educational loans with great caution and only after you have exhausted all other financial resources. High levels of indebtedness may impede ministries of graduates who enter the pastorate, where salaries are not often calculated to account for heavy loan payback obligations.

Eligibility for most educational loan programs is limited to students who are registered as at least half-time students (five or more semester hours).


Seminary Employment
A number of part-time positions are available on campus for seminary students. For most of these, students are expected to qualify under federal work-study guidelines. The Financial Planning Office is the source of information about work-study and other on-campus student positions.

The seminary also seeks to assist students and spouses in obtaining off-campus employment of other kinds. The Student Life Office keeps a list of off-campus part-time job openings for college and seminary students.

Other Employment
Another major source of income for seminary students is stipends from Supervised Practice of Ministry (SPM) positions. All M.Div. students are required to complete a designated number of semester hours in SPM (see Supervised Practice of Ministry in the Academic Regulations section). These positions doubly benefit the students, providing both income and academic credit. SPM position openings are posted through the Office of Field Education. Some SPM positions are student pastorates, in which the student serves as solo pastor of a small congregation. Student pastors are often provided housing in addition to a stipend.

Standards of Satisfactory Progress
The following guidelines will be used to determine a student's continued eligibility for all federal Title IV funds and for all institutionally controlled awards. Students who fail to achieve the minimum grade-point average or credit-hour requirements will be ineligible for consideration for such aid until the deficiency is removed.

Students must remain in good academic standing (not on academic probation at the beginning of the semester) to be eligible to receive or to continue receiving financial aid (see Probation in the Academic Regulations section).

Students awarded aid on a full-time basis are expected to complete a minimum of 18 hours for an academic year and will be granted no more than eight (6) semesters of institutional aid eligibility.

A Grade of F is defined as unsuccessful course completions. Grades of Pass (P), Incomplete (I) or Withdrawal (W) will not be counted in the grade-point average. Audited courses are not counted in the total hours attempted. Course repeats when a passing grade has previously been earned may not be used to meet the minimum credit-hour completion requirement for financial aid.

Appeal Process
Students may appeal decisions regarding their eligibility for financial aid. Such appeals must be made in writing and should be addressed to the Dean of Student Financial Planning. Decisions regarding such appeals will be made by the Dean of Student Financial Planning and the Seminary Dean.

Special Circumstances Request Form
If you and your family have experienced unusual circumstances, complete this form to the best of your ability and provide the requested documentation to the Financial Aid Office. They will review your request and respond as quickly as possible. This is not an all–inclusive list. If you have experienced a hardship that is not listed here, provide us with as much detail as possible on how the situation has affected you financially, either in terms of income loss or additional expenses.

The following form can be printed out, completed and returned to:

Financial Aid Office
University of Dubuque
2000 University Avenue
Dubuque, IA 52001

Special Circumstances Request Form